Credit Cards 360

Dan asked:


I keep getting tons of credit card offers in the mail from many different companies. How can I get off of this mailing list?

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littlemermaid86 asked:


I have absolutely no credit whatsoever and I’m being denied by every card I apply for! I have a good, steady job but I am not in college at the moment. I’m getting married and I would like to build my credit for the future. Does anyone have a card they can suggest, preferably a visa (but not necessary) with low interest, that will probably accept me?

thanks everyone!!!!

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mama asked:


There is a statement below it saying it’s a violation of federal law to steal or possess stolen mail, and to defraud by mail a financial institution. These started showing up a while back.

I shred all my credit card offers, including any inserts that have the offer number on it. I’m pretty sure the Locator Identification number it’s not an offer number, so I shouldn’t have to shred it. I just wanted to see if someone knew for sure what it is. What exactly are they tracking? Is this to combat the people that remove their name from the offers and mail the junk back to them, costing them postage?

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mattzoids asked:


22k in credit card debit.
One card 7k on 6.9%, One 10.99% with 6k and the other two 10% and 12%.
I can only get a personal loan through CBA with a fixed rate of 16.45%….should I consolidate or not?

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iostream92122 asked:


I already opted myself out from credit card offers. Also, why or how did my family members get associated with my address?

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