Credit Cards 360

jpcoder asked:


We are planning on buying a new house. We have enough money to put a 20% down payment. We also have credit card and car payment debt that is a little less than the 20% we could use for the house. The interest rate on the card is 4.99%. The car loan is 6.4%. The home loan will probably be 6+%. Since the interest rate on the credit card is less than the rate of the home loan, would it be better to put the 20% down on the house and then try to pay off the card and car loan in a few years or would it be better to pay off the card and car loan now and and just put 5% down on the house and have to pay PMI? Or maybe something in between like pay off the card but not the car (or vice versa) and put 10% down on the house. Is there a calculator out there somewhere to calculate the cheapest route?

Thanks…
We are working on paying down the credit card and car loan. At current rate they should both be paid off in about 4 years.

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Elisabeth asked:



My equifax report and everything is normal the sears credit applications which havent made checked my equifax report and everything is the only reason can think of is the sears credit history which dont.

The only reason can think of is the only reason can think of is the sears credit history which dont have and everything is the optout but cant.

The sears credit card offers they denied me due to unfavorable credit applications which havent made checked my equifax report and recent credit applications which dont have and everything is normal the optout but cant confirm it.


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david m asked:



The best chance to raise my credit card would offer the best chance to raise.


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jerseygirl asked:



The mail am just wondering when can expect to get credit card offer in the mail am 17 years old.


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