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Archive for October, 2007

Should I go for a student credit card or a regular credit card?

Worried_about_car asked:


I am a college student trying to build my credit history. While shopping for credit cards, I notice that banks offer student credit cards for college students. Should I go with the student cards or with the regular credit cards? Is there a difference? I saw that some of them have a higher APR than the regular ones. Since this will be my FIRST credit, I may not have enough credit history.

student credit card
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Why am I getting so many credit card offers when my credit rating would remind anyone of a cesspool?

politicallyyours asked:



For new credit is certainly less than perfect.


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